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Investment Opportunities In INDIA For NRIs

India has the world’s largest overseas diaspora, with 32 million Non-Resident Indians (NRIs) and Overseas Citizens of India (OCIs), as per a ministry of external affairs report. NRI investments in India primarily consist of fixed deposits. Direct equity and mutual funds get only 9% of NRI investments, contrary to common belief. Among countries, the US, Singapore, UAE and UK are the top four countries that account for about 54% of Indian’s remittance inflows.

India has turned into a splendid investment destination for Non-Resident Indians and persons of Indian origin. A growing & robust economy, a strong Rupee and profitable companies have together ensured that investors get maximum returns from both equity and debt markets.

A highly transparent and automated stock exchange and a resonant mutual fund industry have ensured that investments are liquid and transparent. Taking advantage of this environment and our proven experience in the market.

To invest in India, one needs a bank account, as well as essential documents like a PAN card, address proof, bank account statement, and passport copy for KYC compliance. With these prerequisites in place, NRIs can choose from different types of accounts, such as the NRO (non-resident ordinary) account for Indian income investment, or the NRE (non-resident external) and FCNR (foreign currency non-resident) accounts for foreign currency investments.

Also, an NRI investment opportunity will specify whether it can be repatriated or not. Repatriation refers to a condition when the amount can be transferred to the source.

The Biggest Problem For NRI

Most of the NRI investors are pre dominantly dependant on Bankers in India. Most of the times it becomes difficult to connect with the same person as bankers change their jobs very frequently & the suggestion or advice extended by them is most of the times are more of their interest rather investoer’s interest may perhaps because of their short term career goals.

So what is the solution :To have a good financial advisor is the only solution.

We at Wealth360, assist NRIs - Non resident Indians and PIOs - person of India origin to invest in India. We offer a wide range of NRI investment options in India and ensure that NRI investing in India is made easy.

Our NRI Offering Include

Mutual Funds, Portfolio Management Services, AIFs, Insurance, bonds, Fixed Deposit ,taxation,real estate etc. We provide complete solutions to non resident Indians living abroad when it comes to their investment decisions in India. We strive to provide advice that would optimize the returns on your various investments. Besides helping you plan for your financial goals, we will assist you with the necessary documentation.

We also provide Tax Consulting services to our NRI Clients. Our qualified CA members will resolve all tax related queries regarding your investments in India.

We keep in mind repatriation rules and taxation laws while investing on your behalf. With our clients across the globe,we have significant knowledge and expertise in working with NRI clients & their families.

How An NRI Investment Strategy Works

  • An Investor defines his investment goals.
  • We design a portfolio based on his/her investment objectives.
  • We monitor the performance and progress of the portfolio on a continuous basis and refine strategies if required and carry out necessary portfolio rebalancing.
  • We provide regular updates on the portfolio to the investor. Investor can keep a track of his entire portfolio by login in on to our website www.thewealth360.com

Why Should NRIs Invest In India?

Many NRI investors contemplate investing in India, but usually have two minds about the same. One of the common questions that arise is, does it make sense to live somewhere else and invest money in India? Here are some key points that can help NRIs get a clearer picture and make an informed decision about investment in India:

  1. The growth story of Indian economy
    India is known to be one of the fastest-growing economies and currently offers political as well as socio-economic stability to investors. NRIs who are looking to diversify their investment portfolio to cover the global markets can consider investing in India. Alongside, if the rupee continues to depreciate, NRIs can make the most of the currency valuations by investing in India.
  2. High-Interest Rates
    Compared to most developed economies, the interest rate earnings in India are considered good. Many NRI investors invest in India to make the most of the high interest rates as compared to stacking money in foreign bank accounts which may not earn anything.
  3. Better understanding of investments in India
    Many NRI investors are already familiar with the Indian investment format and even Indian markets. Because of the basic knowledge of investment products and financial ecosystem, it becomes easier for them to consider investing in India.
  4. Long term planning
    Many NRIs return to India after spending considerable time abroad. A lot of these remain invested in India to finally use all their investments once they are back in India. With investments in India, these individuals find it much easier to liquidate funds once they return and when they need funds.

India continues to attract high FDI as the economic shape of the country promises further growth. NRIs can make the most of this growth story and consider investing in India to avail diverse benefits of the investment forms available in country.